Transforming Payments, Developer Experience, and Client Insights — Powered by AI

At Newline, we’re building the future of embedded finance—and AI is at the heart of it enabling businesses to innovate faster and more efficiently. This fall, we’re expanding our platform with a suite of intelligent enhancements designed to help your business streamline operations, accelerate innovation, and deepen customer engagement.

From real-time payments to AI-native developer tools, this launch reflects our commitment to smarter infrastructure, intuitive experiences, and future-ready technology.

AI-Enabled Dev Docs Upgrade

We’re elevating the developer experience with smarter, faster and more intuitive tools—powered by AI.

New capabilities include:

• AI Conversational Search – Ask questions in natural language and get instant answers, code snippets and integration guidance right inside the docs.
• SmartDocs – Always-current documentation, structured for AI compatibility and synced automatically across tools via LLM.txt.
• Ask AI – Embedded dropdown lets users choose trusted tools like ChatGPT or Copilot for instant contextual answers.

These features reduce onboarding time, cut support volume and future-proof our platform for evolving developer needs.

View Dev Docs

Combined Transfers

Simplify integration and reduce latency with Combined Transfers. This feature allows clients to create a synthetic account for a counterparty and initiate a transfer in a single API call. This eliminates the need for two separate calls and makes the process faster and more efficient to scale your payments.

Learn more about initiating a transfer

Instant Payments for Payment Providers

You will soon be able to send instant payments on behalf of another business or individual. In this model, the payment is made for another entity—unlocking new use cases for businesses and platforms supporting third-party transactions.

Learn more about instant payments

Instant Payments for Virtual Reference Numbers (VRNs)

Virtual Reference Numbers (VRNs) now include instant payments, enabling clients to receive RTP payments directly to a VRN. This enhancement supports faster, more flexible ways to manage payments to Fifth Third accounts.

Learn more about VRNs

Developer Experience for Embedded Deposit Account Solutions (EDAS)

Newline’s Dev Docs have been updated to support Embedded Deposit Account Solutions (EDAS) for commercial accounts. These enhancements guide clients in implementing fund storage and money movement solutions powered by Fifth Third Bank, helping them deliver robust financial services to their own customers.

View EDAS Dev Docs

Dashboard Enhancements

The Newline Dashboard is entering a new phase of innovation. We’ve rolled out enhancements to give teams deeper insights and greater control over financial operations, including:

• Sandbox Experience – Safely explore dashboard functionality in a non-production environment.
• Expanded Transaction Data Management – Gain deeper visibility into transaction types, including VRNs and key metadata.
• Account Balance Visibility – View balances to support operational planning and reconciliation.
• New Reporting Visuals – Explore charts and graphs that surface trends and drive smarter decisions, including views by payment type and total transaction.

Whether you're a developer, financial operations leader, or product strategist, this launch delivers the tools you need to move faster, build smarter, and lead with AI.