Reflecting on 2024 and Exciting Plans for 2025

Every year, the world gets more complex, not less. As complexity increases, so does risk. In 2024, Newline™ by Fifth Third empowered some of the largest companies in the U.S. to reduce risk and scale their business—from Stripe to Trustly, and many others we haven’t yet had the opportunity to talk about publicly.

We focused on partnering with enterprises to innovate and build best-in-class fintech products. This meant giving them the optionality to flex between their own tech stack (BYO, if you will) and Newline’s cloud-based, API-driven platform.

To achieve this, we launched a suite of products that enabled clients to move money across all rails with unlimited virtual account numbers, authorize the payments in real-time (just like you would with a card-based ISO 8583 message), and receive end-to-end event tracking in real-time. You’ll notice a fixation on speed—our clients move billions of dollars, and doing that well requires high-fidelity data, fast notifications, and prompt responses when things “go bump”.

We’re not slowing down in 2025. We’re launching enhanced virtual account and ledger functionality, comprehensive webhooks for real-time event notifications, streamlined and mass payout functionality on our APIs, and a new client dashboard that will drive better visibility into programs and servicing. We’re also cooking up some exciting news in real-time payments … but you’ll have to wait for future newsletters to learn more.

We’re here to raise the standard of embedded financial solutions, and that means innovating with our partners on new tech and new use cases. We hope you’ll join us on this mission in 2025.