Innovation in action

John Piazza, head of product at Newline^TM by Fifth Third, joined other fintech leaders at the American Banker Conference to discuss the evolving landscape of financial innovation and the technologies driving transformation across the industry.

As financial systems evolve toward greater intelligence and interoperability, institutions like Fifth Third are actively shaping the frameworks that will define the next generation of embedded payments.

Emerging technologies like stablecoins and intelligent agents are transforming the way businesses move money. These advancements are paving the way for a future-ready payments landscape that is defined by speed, transparency and flexibility.

Stablecoins offer a modern, real-time payment rail that enables businesses to transact globally with unprecedented speed and efficiency. This isn’t just an upgrade; it’s a leap forward. For the first time, finance can move at real-time, unlocking new possibilities for global commerce and liquidity.

Additionally, intelligent agents represent a shift in how organizations conduct business. These agents will interact across systems and enterprises to automate and execute financial operations. This evolution won’t happen overnight, however. It will require entirely new protocols, risk frameworks and technologies that don’t yet exist.

Together, these innovations signal a new era of faster, smarter, and more interconnected financial infrastructure. This transformation will redefine the architecture of financial systems, demanding new standards and intelligent automation to support a real-time, global payments ecosystem.