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How Newline is scaling embedded payments nationwide

Catch up on this Fintech Finance News conversation with Newline General Manager Tom Bianco.


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At Money20/20 USA 2025, Newline General Manager Tom Bianco sat down with Fintech Finance News to discuss how embedded payments in the U.S. are becoming a core growth strategy for modern financial institutions.

The conversation explores how Newline was launched to allow fintechs and software platforms to embed Fifth Third’s regulated payment capabilities directly into their digital experiences, including issuing and acquiring sponsorship, ACH, wires and real-time payments. Tom outlines how Fifth Third combines industrial-scale processing with fintech-style agility, partnering with category leaders like Stripe, Brex, Rippling and Trustly to deliver embedded financial experiences at national scale.

Watch the full discussion to learn how Newline is helping redefine the future of embedded payments by pairing innovation with reliability, scale and secure financial infrastructure.

What you’ll learn

  • Why embedded payments are becoming essential for banks and fintechs
  • How Newline enables nationwide scale through bank-grade infrastructure
  • How real-time payments are reshaping customer expectations
  • What’s next for embedded finance, blockchain adoption and transaction throughput

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Newline™ is a division of Fifth Third Bank, National Association. Member FDIC.